1. Privacy of Member and Former Member Information Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. 2. The types of personal information we collect and share depend on the product or service you have with us. This information can include:
3. All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Technology Credit Union chooses to share; and whether you can limit this sharing. 4. Reasons we can share your personal information Why does Technology Credit Union share your information, and can the sharing be limited by you? For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders, and legal investigations, or report to credit bureaus. Technology Credit Union shares this information, and the sharing cannot be limited. For our Marketing purposes - to offer our products and services to you. Technology Credit Union shares this information, and the sharing cannot be limited. For joint marketing with other financial companies -Technology Credit Union shares this information, and the sharing can be limited. For our affiliates' everyday business purposes-information about your transactions and experiences (we have no affiliates). For our affiliates' everyday business purposes-information about your creditworthiness (we have no affiliates). For our affiliates to market to you - We have no affiliates. For non-affiliates to market to you - We do not share information with non-affiliates. 5. To limit our sharing - Call toll-free (800) 553-0880. You can also reply electronically by completing our online form in Online Banking. If you are a new member or other consumer, we can begin sharing your information 30 days from the date of this notice. When you are no longer our member or other consumer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Questions? Call (800) 553-0880 or go to www.techcu.com 6. Who we are Who is providing this notice? - Technology Credit Union 7. What we do How does Technology Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secure files and buildings, and staff training. 8. How does Technology Credit Union collect my personal information? We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. 9. Why can't I limit all sharing? Federal law gives you the right to limit only:
10. What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. 11. Definitions Affiliates - Companies related by common ownership or control. They can be financial or non-financial companies. Technology Credit Union does not have affiliates. Non-Affiliates - Companies that are not related by common ownership or control. They can be financial and non-financial companies. Technology Credit Union shares information with non-affiliates only for everyday business purposes. Joint Marketing - A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance agents, credit card issuers and securities broker dealers. 12. Other Important Information California law allows you to opt out of information sharing with joint marketing partners. You may opt out by one of the methods described on this notice. You will also receive, as required by California law, a separate "Important Privacy Choices for Consumers" notice and election form and can opt out of information sharing with joint marketing partners using that form. |